Your handover is coming. Is your mortgage ready?
Most buyers don't realise their handover mortgage needs 60–90 days to arrange. Equifirst fast-tracks your approval so you never miss your completion window.
Buyers who approach a bank at handover — with no pre-arranged finance — face an average 8-week approval wait.
That's too long. Developer grace periods run 30–60 days. Miss them and your deposit is forfeited. Equifirst starts the process 90+ days before your keys.
Four situations we see every week. All avoidable.
Handover Is 60–90 Days Away
Your developer has given you a completion notice. The balance is due and your bank hasn't even started the valuation.
Pre-Approval Expired
You got an approval 18 months ago. Your financial profile has changed. The bank now wants to start from scratch.
Wrong Bank for Your Developer
Not every bank is approved for every tower. Finding out at handover means missing your completion window.
Valuation Comes in Short
Bank values the property below the purchase price. You need to fund a bigger gap than planned — fast.
We specialise in exactly this situation. Every profile.
Property is complete or completing within 90 days
Whether it's a studio in Jumeirah Village or a penthouse in Downtown, we work across the full Dubai market.
You bought off-plan 2–4 years ago
Your income, visa or employer may have changed. We re-package your profile across 17+ lenders.
You need multiple lender options quickly
We run simultaneous submissions across banks — competitive rates, fastest turnaround.
Non-residents with a handover approaching
Selected non-resident lenders are available. We identify the right match for your nationality and income structure.
Approval in weeks, not months. Built for urgency.
Document Review
We assess your income, visa, and developer details in 24 hours.
Lender Match
Tower-approved bank shortlisted immediately.
Fast Track Submission
Application submitted within 48 hours.
Approval & Disbursal
Mortgage approved and funds released on completion.
Tell us about your handover. We'll build the plan.
Handovers completed. Deposits protected.
“Isak went above and beyond to help me get my mortgage approved with my current bank. It would have been impossible without his great relationship with them and his persistence. Highly recommend him!”
“I had an exceptional service from Sarah Nanakalei. She made the deal seem effortless from start to finish, assisted me with all my inquiries and very prompt with her responses.”
“Highly recommend using this company for your mortgage advisory needs. Manan was very professional and supportive throughout the journey and we managed to finalize the process quickly.”
Don't let the timeline catch you out. Start now.
A 20-minute call is enough to assess your eligibility and identify the right lenders for your tower and profile.