Your property holds capital. Put it to work.
Equity release lets you borrow against your UAE property's value without selling. Use the funds to invest, renovate, or consolidate — Equifirst finds the best rate across 17+ lenders.
Illustrative only. Actual amount depends on lender valuation, LTV limits and your profile.
Borrow against your property. Keep it.
If you own UAE property — outright or mortgaged — you may be sitting on significant unlocked capital. Equity release (also called a cash-out refinance or equity mortgage) lets you borrow against that value as a lump sum.
Common uses: buying a second property, funding a business, renovating your home, settling overseas liabilities, or consolidating higher-interest debt.
You retain ownership throughout. The loan is secured against your property at a mortgage rate — far cheaper than personal finance.
No need to sell
You unlock the value without losing the asset or its rental income.
Mortgage rates, not personal loan rates
Rates typically 3–5% vs 15–25% on personal finance.
Lump sum, not monthly top-ups
You receive the full released amount on completion.
17+ lenders compared
We match your profile and property to the most competitive offer.
Zero broker fee to you
Equifirst is paid by the lender. You pay nothing to us.
From assessment to funds. Four steps.
Property Assessment
We value your property and calculate available equity based on current LTV rules.
Profile Review
Income, residency and existing liabilities mapped across 17+ lender criteria.
Lender Submission
Full application submitted to the most competitive lenders simultaneously.
Funds Released
Approval issued, valuation completed, funds disbursed directly to you.
Three residency types. All covered.
Eligibility and maximum LTV varies by your residency status. Here's the summary — no commissions, no hidden fees.
UAE Nationals
Up to 70% LTV · Min salary AED 15,000 · Salaried or self-employed · 25 year tenor
Expat Residents
Up to 65% LTV · Min salary AED 15,000 · Salaried or self-employed · 25 year tenor
Non-Residents
Up to 60% LTV · USD 5,000+ equiv. income · Documented income sources · 20 year tenor
Equity unlocked. Capital deployed.
“Isak went above and beyond to help me get my mortgage approved. It would have been impossible without his great relationship with the bank and his persistence. Truly supportive.”
“I had an exceptional service from Sarah Nanakalei. She made the deal seem effortless from start to finish and was very prompt with her responses. Highly recommend.”
“Highly recommend for your mortgage advisory needs. Manan was very professional and supportive throughout the journey and we managed to finalize the process quickly with the bank.”
Don't leave equity locked in the walls. Put it to work.
A quick 20-minute call is enough to estimate your available equity and shortlist the right lenders.