Your Trusted Partner in Home Financing

Unlocking Doors
To Your Dream Home

Over AED 2 Billion in Loans Disbursed

93% Success Rate

Over 100 Banking and Real Estate Partners

30+ Years combined experience

20% Client referrals

Two-minute online application

5-Star Reviews

Rated 5/5 on Google! Google Icon

Built on experience. Backed by trust.

Why Equifirst?

We Provide Fast, Hassle-Free Mortgage Approvals for Residents & Expats

At Equifirst, we’re committed to making your homeownership dreams a reality.

We handle all the necessary paperwork, secure your mortgage pre-approval, and negotiate with banks on your behalf.
Documentation
Access tailored mortgage solutions that meet your unique needs, and avail the most competitive mortgage rates & terms available.
Tailored Mortgage Solutions
Connect with our team of financial experts with years of experience in multinational banks, dedicated to providing you with the highest level of expertise and personalized service.
Team of Experts
As UAE's trusted mortgage partner, we're committed to confidentiality and secure transactions for all our customers.
Secure & Reliable
We have access to every major bank in the UAE so you can secure the right mortgage without delay.
Efficiency

Your path to stress-free home financing

How We Help You

Our Mortgage Services

At Equifirst, we offer a comprehensive range of mortgage services to support you throughout your home-buying journey. Our experienced mortgage brokers provide guidance from the initial consultation to the application process, legal documentation, and property transfer. Enjoy a smooth and seamless experience every step of the way.

1

Off-Plan Finance

Off-Plan Finance

Finance properties under construction and secure your investment early.

2

Handover Finance

Handover Finance

Bridge your final payment during property handover.

3

Equity Release

Equity Release

Unlock your home’s equity without selling.

4

Secondary Market Finance

Secondary Market Finance

Finance completed, ready-to-move-in properties across the UAE.

5

Buyout
(Refinance)

Buyout <br>(Refinance)

Transfer your mortgage to get better terms.

6

Non-Resident Finance

Non-Resident Finance

Helping non-residents invest confidently in UAE.

Mortgage Calculator

Your Mortgage Made Simple

Make informed decisions about your mortgage options. Use our free mortgage calculator to find out the costs associated with buying your property.

Residency status *
Property value *
AED
Upfront costs
AED 0
Down payment* 20%
AED 240,000
Would you like to finance your fees?
%

Loan amount

0 AED

Monthly cost

0 AED


Estimated monthly payment based on a 0 AED loan amount with a 4% fixed interest rate for the entire duration of the loan

Got questions? We're here to help!

A mortgage is a long-term loan used to buy property, where the property itself serves as security for the loan.

You borrow money from a bank and repay it monthly with interest over an agreed term, up to 25 years.

It depends on your financial goals. Buying helps you build equity, while renting offers flexibility.

If you&apos;re over 21, have a stable income, and meet bank criteria, you&rsquo;re likely eligible.

Salaried: Typically AED 15,000 per month, but some banks are willing to provide mortgages to clients with a salary of AED 10,000 per month. Self-employed: AED 40,000 per month, varies by bank.

Should You Buy or Rent? Expert Mortgage Insights with Equifirst

Should You Buy or Rent? Expert Mortgage Insights with Equifirst

Join us as we explore the crucial question: Should you buy or rent in UAE?

Exclusive Podcast : Mortgage Expertise Meets UAE Real Estate with Our Expert Partner

Exclusive Podcast : Mortgage Expertise Meets UAE Real Estate with Our Expert Partner

Industry-leading mortgage expert Manan Law and trusted real estate partner Firas Al Msaddi talk trends, opportunities, and insights in the UAE property market.

Renting vs. Owning in UAE: 2024 Market Trends with Mortgage Expert

Renting vs. Owning in UAE: 2024 Market Trends with Mortgage Expert

Latest price trends in UAE, why rates are rising, and benefits and drawbacks of renting versus owning a property.